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0;background:linear-gradient(120deg,var(--sand),var(--aqua))}.hub-grid{display:grid;grid-template-columns:1fr 420px;gap:2rem;align-items:center}.hub-grid img{border-radius:var(--radius);box-shadow:var(--shadow)}.tool-wrap{max-width:980px;margin:0 auto}.tool-panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.5rem;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1rem}.field label{display:block;font-weight:800;margin-bottom:.35rem}.field input,.field select,.field textarea{width:100%;padding:.75rem;border:1px solid #b9ccd3;border-radius:9px;font:inherit}.result{margin-top:1.2rem;padding:1rem;background:var(--aqua);border-radius:12px}.result:empty{display:none}.legal{max-width:900px}.legal h1{font-family:Georgia,serif;color:var(--navy);font-size:3rem}.legal h2{font-family:Georgia,serif;color:var(--navy);margin-top:2rem}.footer{background:linear-gradient(130deg,#063d64,#075a83);color:#fff;margin-top:3rem}.footer 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